Types of Finance

Unsure which type of finance is right for you?
We have a tool for that.

Unsecured Business Loan

A business loan secured only by a personal guarantee instead of securing against property or assets.

Ideal for none homeowners, however they tend to be more expensive and often require more criteria to be met for an approval

Secured Business Loan

A business loan secured against property or assets.

With secured loans, companies can typically secure a higher level of funding, and potentially cheaper rates.

Merchant Cash Advance

A business loan secured against future card terminal payments. The business only repays a percentage of their turnover each month until it has been repaid in full.

Ideal for companies that wish to repay a percentage of their turnover rather than a fixed amount. 

Revolving Credit Facility

A line of credit facility where interest is only payable on the amounts drawn down, which will fluctuate montly depending on cash flow needs of the business

Startup Loan

A loan for a company that is yet to start trading, or has been trading for less than 3 years. This may be secured or unsecured, but a personal guarantee will always be required.

Asset Finance

If you want to invest in your business and buy the assets you need or release cash from assets you own, Asset Finance can help avoid upfront costs, allowing you to make repayments in a manageable and affordable way.

Invoice Finance

Invoice financing is a way for businesses to borrow money against the amounts due from customers. Cash flow issues can arise between paying your suppliers and getting payment from your customers. We can help bridge that gap.

Trade Finance

For companies trading internationally, cash flow issues can arise between paying your suppliers and getting payment from your customers. Trade finance can help bridge that gap.

Commercial Mortgage

Ideal for any business looking to relocate, to acquire a property that is currently rented, or to renovate a property

Bridging Loans

A short-term bridging loan is a type of loan used to ‘bridge a gap’. They are often used to secure funds quickly to cover a pressing need. The main reasons people choose bridging finance are auction purchases, refinancing or purchasing of a property in need of refurbishment, releasing funds quickly to pay unexpected bills and to cover mortgage delays

Stock Finance

Predominantly used for the motor trade, stock finance allows companies to keep a continuous flow of stock, for example cars on a forecourt

Other Types of Finance

We can also assist with a variety of other types of finance, such as Equity Finance, Mezzanine Finance, Research and Development, VAT loans and Tax Loans to name just a few


Not only was he professional but he went above and beyond to help, I would highly recommend

Collette, Owner of a Chain of Salons


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Our intuitive application takes between 2-5 minutes to complete, and allows us to obtain the majority of the information in one go, but we also have an option for a quick application if you’re short of time.